CASH STOCKPILING: Corporations cash stockpile is growing by the hour. Right now over $2 trillion dollars. We are caught between a rock and a hard place. In order to see growth and get people back to work, corporations need to start spending on (ie) new investments, capital equipment, etc. 
Corporations are not the only ones holding on to cash; banks are too! It is predicted that deposits will grow 10% by the end of the year. At first blush sounds good, but think about it, a surge in deposits means there is little demand for loans from the well qualified borrowers. 
TAX: Tax the rich do not tax the rich. Everyone has their own opinion on this one. But I feel there will be a deal by the November deadline. I see Medicare getting squeezed.
SOCIAL SECURITY: Despite what you hear the Social Security system  is alive and well and getting fatter by the hour. Look for lots of changes though, like continued tax rate hikes thru out the next 10 years....OUCH!
RETIREMENT: 401K's, Roth and Traditional IRA's, and 403B's are losing favor among the baby boomers. Continued ups and downs in the market are rattling a lot of nerves. Ages 45+ may not have enough time to recover from huge stock market down turns. How do you REALLY feel about your investments over the last 5 years? Baby boomers and everyone else are now demanding PRINCIPAL PROTECTION, and TAX DEFERRAL. There are vehicles out there today that will accomplish all of these demands. Give me a call lets discuss those vehicles. 


Feel free to comment. I look forward to talking with you. Albert